In Nigeria, Zenith Bank is said to be amongst the top 5 best financial institutions in the country which has attracted a lot of potential customers willing to use their services. In the past years, Zenith Bank of Nigeria has grown in customer, asset, and capital base which has attracted potential investors and shareholders. 

As of today, Zenith Bank is present in Ghana, Sierra Leone, South Africa, UAE, China, the UK, The Gambia, and Nigeria. This article will be answering all questions about Zenith Bank with updated information. 

How Do I Open a Zenith Bank Account?

Opening a Zenith Bank account in Nigeria can be done in these easy steps you'll be seeing below:

• You can open a Zenith Bank account by visiting the bank.

• You can open a Zenith Bank account with the help of a banker

• You can open a Zenith Bank account through internet banking

• You can open a Zenith Bank account by using the USSD code method.

Now that you know the four (4) steps you can use to open a Zenith Bank account in any part of Nigeria, I'll be showing you the procedures to follow before succeeding in any step.

How Can I Open a Zenith Bank Account in the Bank?

You can open your Zenith Bank account by visiting any Zenith Bank branch closest to you. When you get to the bank, follow this procedure

Step 1

Go to the bank with the required documents needed to activate your account. Below are the required documents needed to open a Zenith Bank account:

• The Zenith Bank Account opening form should be completed.

• One recent clear passport photograph

• Legal means of identification (Driver's License, International Passport, National Identity Card, or Voter's Card)

• Residence permit (where applicable)

• Two independent and satisfactory references (optional)

Step 2

When you’ve all the above documents sorted out, you’ll proceed to the customer care or the personnel in charge of Zenith Bank account opening form. When you’ve been issued the form, you’ll submit it together with a passport photograph having your recent picture and submit it to Zenith customer care or the personnel in charge of Zenith Bank account opening.

Step 3

When you’ve confirmed that all the details filled in the form are correct, you’ll wait for close to 10 mins so that you can receive your Zenith account number. (This might not reach 10 mins because opening an account does not involve any hassle). 

However, before you can make your Zenith Bank account active, you’ll have to have your BVN (Bank Verification Number). This helps for further verification and is used to link different accounts together. If you don’t have a BVN, don’t worry, the Zenith Bank customer care will make provision for that, but if you already have then make sure you provide them with your BVN to make your Zenith Bank account active.

How Do I Open a Zenith Bank Account Through a Banker?

Zenith bankers are typically assigned a target to meet. They don't sit around and do nothing at the bank in order to reach their goals. In order to meet individuals and persuade them to create an account with them, they arrange demonstrations and make visits to schools, marketplaces, and other public spaces. The majority of the time, the bank will hold events such as this one in order to publicize a new kind of account that they provide and to encourage more individuals to bank with them.

How Do I Open a Zenith Bank Account With Internet Banking?

To open a Zenith account online, you’ll have to visit the Zenith Bank website and choose the type of account you want to open. Once you’ve done this, download the form and fill every information needed. After which you’ll have to follow the prompt to complete the process. If you want to open the Zenith Easy account, follow these steps:

• Go to https://www.zenithbank.com/personal-banking/bank-accounts/  

• Once the website open, click on Open an account online.

• It will take you to the next page which you’ll input your phone number and email address

• Whether you’ve a BVN or not, indicate by clicking the correct check box and click on Get Started

• If you have a BVN, the next page will require you to input the BVN, BVN phone number, and date of birth, then click Validate BVN.

• On the next page, you confirm the information and click on create.

• If you don’t have a BVN, the next page will require you to fill in your first name, last name, date of birth, then click on create.

• The account will be created immediately, and your account name and wallet number will be displayed.

• The wallet number is your phone number plus 234

• Or, you can select the type of account you want to open, download and fill out the form, then start the registration online. Later on, you may visit the bank branch to submit any other requirements not submitted online.

How Do I Open My Zenith Bank Account With USSD Code?

To open a Zenith Bank account with a USSD code, you’ll have to follow the on-screen steps after dialing the USSD code *966*0# on your phone. You will immediately receive a text message with your new account number when it has been generated automatically. Throughout the signup procedure, account opening forms are NOT necessary to be submitted. When you have registered, be on the lookout for a ten-digit account number.

What Type of Account Can I Open in Zenith Bank?

Zenith Bank, like other Nigerian banks, offers accounts for different types of consumers. Students, government employees, company owners, vacationers, and others have different accounts. Let's take a look at the type of account you can open in Zenith Bank.

Zenith Bank Savings Account

Savings accounts are for people who want to save. Savings accounts give interest to encourage savings, unlike checking and current accounts. Zenith Bank offers many types of savings accounts.

Individual Savings Account: This savings account is designed for individuals who desire to save money, either for the sake of saving in general or with a particular objective in mind. This particular kind of savings account earns interest on the money that is kept in it.

Importance of Individual Savings Account

1. Access to Internet banking

2. A zero account opening balance

3. The user will have an interest rate of 1.15%

4. Access to MasterCard/Verve/Visa debit card

5. Access to Zenith mobile banking app

6. SMS and/or email alerts

Aspire by Zenith: This particular form of savings account is mostly for undergraduate students. Students in Nigeria now have the opportunity to pursue their ambitions thanks to this account. Also, it serves as a pillar of support for them as they strive for excellence.

Importance of Aspire by Zenith

1. You’ll get an interest rate is 1.15%

2. Access to a unique MasterCard as low as N500

3. You’ll get deep discounts

4. The student can provide a valid school identity card or admission letter or NIN as a mode of identification and details of parents or guardians for those between the ages of 16 and 25.

EazySave Premium Account: Customers who are able to provide only the most basic forms of identification are eligible for the EazySave Premium account, which makes it easier for them to participate in the financial system. A few examples of the qualities and advantages include the following:

Importance of EazySave Premium Account

1. You’ll get a percentage rate of 1.15%

2. Zero opening balance

3. SMS and/or email alerts

4. Maximum deposit of N100,000 per deposit

5. Verve debit card

6. Maximum account balance of N500,00

EazySave Classic Account: The EazySave Classic has a larger storage capacity than the EazySave Premium does, which is the primary difference between them.

Importance of EasySave Classic Account

1. Maximum cumulative balance of N300,000

2. Maximum deposit of N50,000 per deposit

Zenith Eazy Account: The Zenith Eazy Account can be opened by dialing *966*0# on your phone. This account uses your phone number as your account number and comes with several features and benefits including the following:

Importance of Zenith Eazy Account

1. No requirement for ID cards, utility bills, or references 

2. You can also transfer money to other banks, withdraw cash without a card, pay bills, buy airtime, and more

3. Customers can withdraw in multiples of N20,000 and have a maximum daily account balance limit of N300,000

Save4me: Save4me is an account designed for customers who have specific savings goals. Customers can open multiple Save4me accounts for different goals and earn an interest rate of 1.15% P.A. The minimum deposit is N10,000, and the account can be opened for a minimum of three months and a maximum of twelve months. Withdrawals are not allowed in the first three months, but the account can be rolled over after 12 months. Deposits can be made daily, weekly, or monthly, and the account can be linked to your main account virtually.

Zenith Children's Account: (ZECA) is an account designed for parents to save for their children from a young age. The account comes in two categories: one for children aged 0-12 and the other for teenagers aged 13-17. The children's account for ages 0-12 has features similar to other savings accounts, with additional benefits such as standing order credit options, lodgement of cheques, drafts, and dividends. The children's account for teenagers aged 13-17 comes with all the benefits of ZECA, as well as a Naira MasterCard that can be used to teach children how to use money responsibly.

Timeless Account: This is a savings account designed for senior citizens. The account comes with free banking features such as SMS alerts, a debit card, and a cheque book, as well as free printing of account statements, holiday and travel offers, and priority services at the branch. The account also has no account maintenance fees or opening fees.

How to Open a Savings Account in Zenith Bank (Quick Step)

To open a savings account at Zenith Bank, you will need to fill out and sign an account opening form, provide two satisfactory and independent references (if depositing more than N2,000,000), provide a recent passport photograph, and provide a means of identification such as a National Identity Number, Voter's card, Driver's License, or passport. Utility bills dated within the last three months may also be required, and for ZECA, you will need to provide the child's birth certificate and one passport photograph of the child. Foreigners will also need to provide a residential permit.

Zenith Bank Checking Account

A checking account, also known as a current account, is a type of account designed for everyday transactions. It allows the account holder to pay for bills, deposit and withdraw money, and use overdraft facilities. Similar to a savings account, a checking account has different options available, which are explained below.

Individual Checking Account: This type of account is opened after fulfilling the Know Your Customer (KYC) requirements. The benefits of this account include:

• Internet banking

• Cheque book

• Zero opening account balance

• SMS/email alerts

• Zenith Mobile App

• USSD banking

Gold Premium Account: This type of account is suitable for customers with more inflow than outflow transactions. It offers minimum transaction charges and maximum interest rates on daily account balances. The features and benefits of this account include:

• 1% interest rate on a minimum balance of N1 million

• Account Maintenance Fee on more than five withdrawals a month

• N1 million opening account balance

• Transaction discounts from selected merchants

• Emergency cash disbursement, among others.

• This account also includes the benefits of the Individual Checking Account.

Platinum Premium Account: This is the highest-yielding checking account for customers with more inflow than outflow transactions. It offers minimum transaction charges and maximum interest rates on daily account balances. Its features and benefits include:

• 1.6% interest rate on a minimum balance of N3 million

• N3 million opening account balance

• Benefits and features of the Gold Premium Account

How to Open a Checking Account in Zenith Bank (Quick Step) 

To open a checking account at Zenith Bank, the following requirements are necessary:

• A duly completed and signed application form

• Two satisfactory and independent references

• A recent passport photograph

• Means of identification, such as National Identity Number, Voter's card, Driver's License, or passport

• Utility bills dated within the last three months

• Residential permit in case of foreigners.

What Is the Difference Between Zenith Salary Account and Zenith Domiciliary Account?

Zenith Bank offers different types of accounts to cater to its customer's needs, including Salary Accounts and Domiciliary Accounts.

What to Know About Zenith Bank Salary Account

Zenith Salary Accounts are designed for salary earners and are divided into two types: Salary Current Accounts and Salary Savings Accounts. Salary Current Accounts come with benefits such as salary advances, term loans, internet banking, zero opening balance, consumer loans, SMS/email alerts, debit cards, and Eazymoney. On the other hand, Salary Savings Accounts offer benefits such as earning an interest of 1.15%, a MasterCard, Verve card (upon request), zero opening balance, and SMS/email alerts. To open a Salary Account at Zenith Bank, customers need to provide a completed and signed account opening form, a passport photograph, a staff identity card, and an introduction letter from their employer with the company's letterhead. Salary Savings Account holders also need to provide two references.

What to Know About Zenith Bank Domiciliary Account

Zenith Domiciliary Accounts are foreign currency accounts that allow customers to carry out foreign transactions. Zenith Bank offers two types of Domiciliary Accounts: Ordinary Domiciliary Account and Cash Domiciliary Account. Ordinary Domiciliary Accounts come with benefits such as standing orders, internet banking, debit card (USD), SMS/email alerts, EUR, USD, and GBP, and mobile banking. Cash Domiciliary Accounts, on the other hand, allow cash in and cash out only, with no transfers allowed, and offer benefits such as internet banking, debit card (USD), SMS/email alerts, USD, standing orders, mobile banking, and zero opening balance. To open a Domiciliary Account at Zenith Bank, customers need to provide a completed and signed account opening form, means of identification, utility bills dated within the last three months, a passport photograph, and a visitation report (residence) in some cases.

Overall, Zenith Bank offers a range of accounts that cater to different needs and preferences, providing its customers with convenient and accessible banking services.

How Do I Register/Deactivate Zenith Bank Internet Banking?

To register and activate Zenith Bank's internet banking service, there are certain procedures that need to be followed. Zenith Bank provides two types of internet banking services: personal and corporate internet banking. To register for internet banking, you need to have an account with the bank, register with your registered phone number, have a smartphone or laptop with internet connectivity, and follow the instructions provided.

Steps to Register for Zenith Bank Internet Banking

1. Visit https://www.zenithbank.com/internet-banking/.

2. Click on the "sign up" button and download the Zenith internet banking application form.

3. Print and fill out the form.

4. Submit the completed and signed form to a Zenith Bank branch.

5. You will be notified when your internet banking details are ready for collection.

Steps to Activate Zenith Internet Banking

1. Go back to https://www.zenithbank.com/internet-banking/.

2. Click on "login" or visit https://ibank.zenithbank.com/InternetBanking/.

3. Select "password".

4. Enter your account number and password, and then log in.

What Is Zenith Bank Token Serial Number Used For?

The Zenith Bank token serial number, also known as eToken, is a 6-digit code used to secure customer transactions on internet banking. It is an added security measure that prevents hackers from accessing a customer's account online. The Zenith e-Token App is used to generate a One-Time Password (OTP) to authenticate electronic transactions. You can obtain a token number through the following steps:

Steps on How to Obtain a Zenith Bank Token Number

1. Visit https://securedp.zenithbank.com/tokenselfservice/home/createpin.

2. Enter your account number.

3. Click "proceed," and an OTP will be sent to your registered email or phone number.

4. Input the OTP in the space provided.

5. Retrieve your token hardware and view your 10-digit token number by turning it upside down.

6. Create a 4-digit PIN.

7. Enter the token number and PIN together without any spaces.

Steps on How to Activate Zenith Bank Token Hardware

1. Download the Zenith e-Token App.

2. Choose an activation method.

3. For Debit cards, enter your account number + last 6 digits of your Zenith Bank ATM card and 4-digit card PIN.

4. For Hardware Token, enter your account number + 4-digit Server PIN and the hardware Token Code.

5. For Quick Access, visit a Zenith Bank branch and generate the required activation code.

Steps on How to Generate a Zenith Bank Token Number

1. Go to https://ibank.zenithbank.com/InternetBanking/.

2. Select the PIN and Token option.

3. Enter the 4-digit PIN you created during registration.

4. Press the white button on your token hardware device to generate a new token number.

5. Input your PIN and token number together without any spaces.

6. Proceed to log in, and you will be directed to your internet banking dashboard.

To activate the Zenith eToken App:

1. Download the app from the App Store or Playstore.

2. Choose an activation method.

3. For Debit cards, enter your account number + the last 6 digits of your Zenith Bank ATM card and 4-digit card PIN.

4. For Hardware Token, enter your account number + 4-digit Server PIN and the hardware Token Code.

5. For Quick Access, visit a Zenith Bank branch and generate the required activation code.

6. Once activated, you can generate your token anytime you want to use your internet banking for enhanced security.

If you are finding it hard to get any of this done with the help listed here, it’s best you visit Zenith Bank's customer care to assist you.

FAQs

How Do I Update BVN?

To make changes to your Bank Verification Number (BVN) using the phone number that is linked to your Zenith Bank account, all you need to do is dial *966*BVN# to make an update.

How Do I Deactivate My Zenith Bank Account?

To immediately stop any and all debit transactions that are being processed via your account, just call *966*911# on any mobile phone. First input your account number, then enter the cellphone number you want to use for AlertZ. To proceed and immediately close your account, use the "1" button. Just visit any Zenith Bank location in order to have the ban removed from your account.

How Do I Check the Balance of My Zenith Bank Account?

To check your Zenith Bank account, dial *966*00# on your cell phone and following the steps that appear on the screen is all that is required of you in order to check the amount of any of your accounts.

How Do I Check the Balance of My Zenith Bank Account?

To buy airtime, you need just enter the code *966*Amount*Mobile Number# on your phone (for example, *966*1000*0803456789#).

How Do I Transfer Money From My Zenith Bank Account?

To transfer money from your Zenith Bank account, you’ll have to follow the instructions that appear on the screen once you have entered the code *966*Amount*Account Number# (for example, *966*1000*1234567890#) from the phone number you have registered with Zenith Bank.

How Do I Pay Bills From My Zenith Bank Account?

To pay bills from your Zenith Bank account, simply enter *966*7*Amount*Customer ID# into the search bar of your cell phone, and then follow the on-screen directions to complete the payment for your DStv and PHCN bills.

Using your mobile phone, just follow the on-screen directions to pay other Zenith Billers by dialing the following number combination: *966*6*Biller code*Amount#.

How Do I Reset Pin in My Zenith Bank Account?

To do a reset, all you need to do is dial the following number on your cell phone: *966*60# and then follow the instructions that appear on the screen.

How Do I Deactivate My Zenith Bank Mobile Banking Profile?

You can deactivate your Zenith Bank profile by simply dialing *966*20*0# on your cell phone and following the on-screen directions is all that is required to deactivate your mobile banking profile.

How to Retrieve My Zenith Bank Card Pin?

Dial *966*60# and select option 4.

How Do I Block My Zenith Bank Card?

Dial *966*60# and select option 6.

How Do I Manage My Zenith Bank Cardless Withdrawal?

To create and cancel a cardless withdrawal code, simply dial *966*60# and select option 7.

How Do I Perform My USSD on POS?

To perform USSD on POS Transaction simply dial *966*000# and enter your POS Reference code.

Conclusion

In conclusion, Zenith Bank is one of the best banks in Nigeria and with this article you’ll be sure to have a nice experience banking with them. Looking to work for Zenith bank? Check out the Zenith bank jobs in Lagos via Hubforjobs.com