A rating agency is a firm that attempts to provide a rating for the credit-worthiness of a corporation, government or bond. The more likely the borrower is to repay, the higher the credit rating they ...
When it comes to lending and borrowing, a lot of things are involved, there are risks as well as uncertainties. No one would want to give out a loan that will end up as a major loss or will probabl...
There are lots of news out there about how the election will affect the stock market. As an investor, your goal is to continue to make money and you always want to know that the next administration wi...
An average black American is expected to make up to $ 1 million less than a white American during their lifetime. But that narrative can change if we help black people by narrowing the wealth gap.&nbs...
Introduction:In today’s time, a majority of people have their list of expenses longer than what their income is. This leads to many problems for those who want to purchase something, but don’t hav...
CDO stands for Collateralized Debt Obligation and it involves the pooling of debt to reduce risk and raise returns. CDOs have been widely blamed for the 2008 financial crisis, but most ...
Securitization is a financial innovation that allows debt to be pooled together and for anyone to buy a claim on a portion of that debt.Securitization allows individual mortgages to be pooled to...
Treasury management is an important part of managing finances for business organizations. The ultimate goal of treasury management is simply to make sure that has all the required financial resources ...
The knowledge of personal finance is a must have for children, hence, it is very vital that they are taught as early as possible. It gives them an understanding of how money should be managed and how ...
Google For Startups (GfS) recently unveiled the 25 African-based startups that have been chosen to receive funding from this year's $4 million Black Founders Fund. The cohort comprises a total of 40 s...