How to Login to Lowes Credit Card and Retrieve Lowes Card Login User ID

Lowe’s (LOW) is an American business that specializes in home improvement and has been the largest hardware chain in the United States after being surpassed by The Home Depot in 1989. 


Lowes has long been offering its customers financing options to help them complete their home improvement projects and renovation with the help of its credit card called Lowe’s Advantage Card.


The firm gives cardholders some daily bonuses such as the ability to choose between a 5% discount on some purchases made, six-month financing options on purchases that are over $299, or fixed payments for 84 months with a reduced annual percentage rate (APR) on any purchase that is $2,000 or more. Cardholders can take the opportunity of limited-time discounts and financial deals offered by Lowe’s. 1

The Advantage Card works just like most credit cards. With the card, you can use the card up to your approved limit as long as you make payments monthly. On the other hand, cardholders can avoid interest charges by paying the full balance monthly. As of June, it was 28.99% and the other advantage is that there is no annual fee.

How to Login to Lowes Credit Card

To log in to your Lowe’s credit card account, you can follow these simple steps:


  • First, visit the official Lowe’s website at www.lowes.com.

  • Click on the “Credit Services” link located at the bottom of the page.

  • Select the “Consumer Credit Card” option.

  • Click on the “Manage Your Account” button.

  • Enter your user ID and password in the appropriate fields.

  • Click on the “Sign In” button.


You can also visit Lowe’s credit card login portal at lowes.syf.com/login/ and enter your user ID and password to log in if you’re finding it challenging using the above steps.


If you have experienced any challenges logging in, you can contact Lowe’s customer service at www.synchrony.com/contact-us.html for assistance.

Steps for Lowe’s Synchrony Business Credit Login

Cardholders can follow the steps to log in to Lowe’s Synchrony business credit login portal. 


  • Go to the Lowes Business Card login portal at https://lowes.syf.com/commercial/.

  • Enter your User ID and password in the given field.

  • Click on the login button, and you will be redirected to your Lowe’s business card account. 

How to Retrieve Lowes Card Login User ID

You can easily retrieve your User ID with the help of the steps we have written below:


  • Open Lowe’s credit login portal in your browser.

  • Click on I forgot my User ID link on this page.

  • Enter your account number and ZIP code in the given field and click on Continue.

  • Verify your details and save the changes. 

  • After doing so, your Lowe’s credit login User ID will be changed. You can now proceed and log in with your new user ID. 

Lowe’s Credit Card Options

  • Lowe’s Advantage Card

  • Lowe’s Visa Rewards

  • Lowe’s Business Account

  • Lowe’s Accounts Receivable

What are the Lowe's Advantage Credit Card Benefits?

The Lowe's Advantage Card is one of Lowe's specially crafted credit cards. To get the card, purchase it at a Lowes store or access the benefits on their website at www.lowes.com. You can use it to make purchases at Lowe's store or through Lowes.com. Let's look at some benefits that may interest you.


Users who utilise the Lowe's Advantage card get the opportunity to enjoy the following:


  1. 20% OFF on their first purchase (usually for New accounts)

  2. There is no annual fee.

  3. Users will get 5% off when using the Lowe's Advantage Card.

  4. They get 84 fixed monthly payments at 7.99% APR (annual percentage rate).

What Is the Steps to Apply for a Lowe's Advantage Credit Card? 

At www.lowes.com, you can easily apply for a Lowe's Advantage Credit Card. Just follow these steps to complete your Lowe's Advantage credit card application:


  1. Visit the official website of Lowe's Credit Card Services at www.lowes.com from your web browser.

  2. Once the website opens, click the Apply Now button under the Lowe's Advantage Card.

  3. Once you click on it, a new page will open; enter all the information asked on the page.

  4. You will be asked to enter your mobile number and the last four digits of your social security number.

  5. After which, you click on the Continue button.

  6. On the next page, you must enter all the information required for the application.

  7. Please enter your first name, last name, address, zip code, city and state, primary phone, phone type, email address, social security number, date of birth, and annual net income.

  8. Next, click Continue and follow the on-screen instructions to complete your Lowe's Advantage credit card application.

Steps to Register to Get Online Access to Your Lowes Advantage Credit Card 

To get this done, you have to follow these steps to complete your credit card registration at the official website:


  1. Visit the official website of Lowe's Credit Card Services at www.lowes.com from your web browser.

  2. Once the homepage opens, click the Manage Account button under Lowe's Advantage Card.

  3. Next, a login page will open. On that page, click on the Register link under Secure Login.

  4. On the next page that appears, enter the information required for registration.

  5. Enter your account number and zip code.

  6. Next, click on the Continue button.

  7. Then, follow the commands on the screen to register the account.

Steps to Activate Lowe's Advantage Credit Card At www.lowes.com

Follow these steps to activate your Lowe's Advantage credit card at the official website:


  1. Visit the website of Lowe's Credit Card Services by visiting www.lowes.com from your web browser.

  2. Once the website's homepage opens, click the Manage Account button under Lowe's Advantage Card.

  3. You're expected to enter your login credentials on the next page, which will appear on the website's login page.

  4. Next, enter your user ID and password.

  5. Then click on the Secure Login button.

  6. Once logged into your account, choose the Activate Your Card option from the menu.

  7. After that, you should click on the Register and Activate option.

  8. On the next page, the website will ask you to confirm your account number, so enter it for confirmation.

  9. After which, you should click on the Next button.

  10. Next, the website will ask for your personal and financial information for verification.

  11. Accept all the terms and conditions and click on the Confirm button.

  12. Then, finally, your card will be activated, and a confirmation page will appear that you should print for your records.

How do I Make Payments Without Login?

  • First, visit the official website of Lowe's Credit Card Services (www.lowes.com) from your web browser.

  • Once the homepage opens, click the Manage Account button under Lowe's Advantage Card.

  • Next, click on the login page and the PAY AS GUEST option.

  • A new page will open, asking you to enter all the information required to make a payment.

  • Input your card number, the last four digits of your social security number, and your zip code.

  • Next, click on the Continue button.

  • You will be asked for the amount you want to pay. Enter the amount.

  • The final step is to click on the Confirm button.

How to make Payment With Login At www.lowes.com

  1. Visit the official website of Lowe's Credit Card Services at www.lowes.com 

  2. Immediately, the website's homepage opens; click the Manage Account button under Lowe's Advantage Card.

  3. The next page will ask you to input your login credentials.

  4. Next, enter your user ID and password.

  5. Then click on the Secure Login button.

  6. Once you log into your account, click on the bill payment.

  7. Finally, you need to follow the on-screen instructions to complete your payment.

Process To Retrieve Your Lowe's Advantage Credit Cards Account's User ID At www.lowes.com

Follow these steps to retrieve your user ID:


  1. Go to the official website of Lowe's Credit Card Services (www.lowes.com) from your web browser.

  2. Once the website's homepage opens, click the Manage Account button under Lowe's Advantage Card.

  3. A login page will open on that page. Click on the User ID link under Secure Login.

  4. On the next page, enter your account number and zip code.

  5. Then click on the Continue button.

  6. After verifying your provided details, you will see your account's User ID on the screen.

Steps To Retrieve Your Lowe's Advantage Credit Cards Account's Password At www.lowes.com

How to follow these steps to retrieve your Password:


  1. Visit the official website of Lowe's Credit Card Services (www.lowes.com) from your web browser.

  2. Once the website's homepage opens, click the Manage Account button under Lowe's Advantage Card.

  3. A login page will open on that page. Click on the password link under Secure Login.

  4. On the next page, enter your user ID and zip code.

  5. Then click on the Continue button.

  6. Next, set a new password and log in to your account with your new password.

How Do I reach out to Lowe's Credit Card Customer Service?

If you want to contact Lowes credit card customer care concerning any issue, you can contact their customer service number: 1-800-444-1408.


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